Comparison of Checking Accounts

Account typeFree CheckingRegular CheckingClub Checking
Minimum to open$100.00$200.00$200.00
Available to individualsYesYesYes
Available to businessesNoYesNo
Interest-bearingNoNoNo
Overdraft Privilege$300.00$600.00$600.00
Other BenefitsStatement only
No images
Receive images of
checks & deposits
Receive images of
checks & deposits
Maintenance feeNoneBelow $500.00 - $7.00Under 55 - $8 / $9 / $10;
55 & Over - $4 / $5 / $6
Transaction limitationsNoneNoneNone

Account typeNow AccountSuper NowMoney MarketSuper Money Market
Minimum to open$1,500.00$2,500.00$2,500.00$2,500.00
Available to individualsYesYesYesYes
Available to businessesAvailable to sole proprietorships & non-profit organizations. Not available to partnerships or
profit-making corporations.
YesYes
Interest-bearingYesYesYesYes
Overdraft Privilege$2000.00$2000.00$2000.00$2000.00
Other BenefitsReceive images of
checks & deposits
Receive images of
checks & deposits
$Receive images of
checks & deposits
Receive images of
checks & deposits
Maintenance feeBelow $1,500.00 - $10.00Below $2,500.00 - $10.00Below $2,500.00 - $10.00Below $2,500.00 - $10.00
Transaction limitationsNoneNone6 transfers per statement cycle. Only 3 by check, draft, or similar order. $10 per check over 3.

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