Comparison of Checking Accounts

 

Account type Free Checking Regular Checking Club Checking
Minimum to open $100.00 $200.00 $200.00
Available to individuals Yes Yes Yes
Available to businesses No Yes No
Interest-bearing No No No
Bounce Protection $300.00* $600.00 $600.00
Other Benefits Statement only
No images
Receive images of
checks & deposits
Receive images of
checks & deposits
Maintenance fee None Below $500.00 - $7.00 Under 55 - $8 / $9 / $10;
55 & Over - $4 / $5 / $6
Transaction limitations None None None

* Up to $300 of bounce protection available if customer opts in to the bounce protection program.

Account type Now Account Super Now Money Market Super Money Market
Minimum to open $1,500.00 $2,500.00 $2,500.00 $2,500.00
Available to individuals Yes Yes Yes Yes
Available to businesses Available to sole proprietorships & non-profit organizations. Not available to partnerships or
profit-making corporations.
Yes Yes
Interest-bearing Yes Yes Yes Yes
Bounce Protection $2000.00 $2000.00 $2000.00 $2000.00
Other Benefits Receive images of
checks & deposits
Receive images of
checks & deposits
Receive images of
checks & deposits
Receive images of
checks & deposits
Maintenance fee Below $1,500.00 - $10.00 Below $2,500.00 - $10.00 Below $2,500.00 - $10.00 Below $2,500.00 - $10.00
Transaction limitations None None

6 transfers per statement cycle (checks, electronic withdrawals, drafts, or similar orders). $10 fee per transfer over 6.