Phone: 903.693.6606 24 Hour Touch Tone Banking: 903.693.9150 110 W. Panola Street, Carthage, Texas
Reporting A Lost or Stolen Debit Card
Please contact us as soon as possible at (903)693-6606! During business hours you will be directed to our Fraud Department. After business hours, take option 5 from the voice menu and you will be directed to our After Hours Fraud Service.
Certificate of Deposit
Certificates of Deposit from First State Bank & Trust Co. one of your best tools for putting away money for the future. CDs are the highest-yielding deposits we offer and are available with a variety of options.
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Available for terms from 7 days to 5 years.
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Certificates of deposit are FDIC-insured.
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Interest is compounded quarterly for CDs of 3 months or more. For CDs of less than 3 months, interest is compounded at maturity.
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Minimum deposits are $1,000 for CDs of 12 months or longer; Minimum deposits are $2,500 for CDs of less than 12 months.
- CDs are automatically renewed at maturity unless you request otherwise.
Click here to view our current interest rates on CDs.
Penalties may be imposed for withdrawal before maturity. See the account disclosure for details.