First State Bank & Trust Company
Rate Information
7/27/2010
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| TERM | MINIMUM DEPOSIT | INT. RATE | APY* |
 |
| CD's |
| 7 - 31 Days | $ 2,500.00 | 0.05% | 0.05% |
| 32 - 90 Days | 2,500.00 | 0.25% | 0.25% |
| 91 - 181 Days | 2,500.00 | 0.45% | 0.45% |
| 182 - 364 Days | 2,500.00 | 1.10% | 1.10% |
| 12 Months | 1,000.00 | 1.15% | 1.15% |
| 18 Months | 1,000.00 | 1.25% | 1.26% |
| 24 Months | 1,000.00 | 1.35% | 1.36% |
| 30 Months | 1,000.00 | 1.40% | 1.41% |
| 36 Months | 1,000.00 | 1.60% | 1.61% |
| 48 Months | 1,000.00 | 1.70% | 1.71% |
| 60 Months | 1,000.00 | 2.15% | 2.17% |
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| All rates are simple interest (Interest may be added to CD each 3 months or 6 months if maturity is 3 months or longer) |
| |
| Compounded quarterly |
|
| IRA's |
| 3 Month - Fixed | 0.45% | 0.45% |
| 6 Month - Fixed | 1.10% | 1.10% |
| 12 Month - Fixed | 1.15% | 1.15% |
| 18 Month - Variable | 1.10% | 1.10% |
| 18 Month - Fixed | 1.25% | 1.26% |
| 24 Month - Fixed | 1.35% | 1.36% |
| 30 Month - Fixed | 1.40% | 1.41% |
| 36 Month - Fixed | 1.60% | 1.61% |
| 48 Month - Fixed | 1.70% | 1.71% |
| 60 Month - Fixed | 2.15% | 2.17% |
|
| Super Money Market | 2,500.00 | 0.30% | 0.30% |
|
| Super Money Market | 25,000.00 | 0.45% | 0.45% |
|
| Super Money Market | 75,000.00 | 0.65% | 0.65% |
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| Super Money Market | 150,000.00 | 0.70% | 0.70% |
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| Money Market | 2,500.00 | 0.30% | 0.30% |
|
| Super Now | 2,500.00 | 0.20% | 0.20% |
|
| Now | 1,500.00 | 0.15% | 0.15% |
|
| Savings Account | 100.00 | 0.20% | 0.20% |
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| The rate on your account may change at any time |
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| * ANNUAL PERCENTAGE YIELD |
| |
For existing funds in this institution,
the rate will be negotiable on balances of $100,000.00 or more on all the above disclosed CD/IRA terms.
You may
request a disclosure, which contains the terms, fees, and rate information for deposit accounts you already have, or any
that we may offer, at any time. Just ask Judy Davis or Rosa Del Castillo or Becky Eubank or Cheri Jamison or Christy Whatley
in New Accounts. |
You may also contact them by telephone at (903) 693-6606.
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Rates are subject to change and are accurate as
of 7/27/2010. See the bank for current rates.
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