First State Bank and Trust Co. is one of the strongest banks in the nation.

Due to several customer inquiries regarding declined checks, we contacted TeleCheck and discovered that a local merchant has entered incorrect personal information for numerous customers which resulted in negative account records within TeleCheck.   If a merchant using TeleCheck’s services declines to accept your check, they should provide a receipt with a contact phone number and a reason code.  You must contact TeleCheck directly to resolve this issue.  Your initial call to TeleCheck will be routed to an overseas call center.  At any point, you may request your call be escalated to a U.S. Representative. If you need assistance, please contact our Customer Service Department.