Loans


With a loan from First State Bank & Trust Company, you can give your business the tools it needs to grow. Read below to see how we can help you succeed.

First State Bank & Trust Company offers an array of commercial loans to fill your needs. To find out more or to apply for a loan, come by the First State Bank and speak to one of our loan officers today!

All loans are subject to credit approval. Additional terms and conditions apply.


Working Capital Loans

Sufficient capital is one of the most important keys to a successful and growing business. A loan from First State Bank & Trust Company can provide the cash your business needs to grow and prosper.

See one of our loan officers today to discuss the possibilities.



Building & Equipment Loans

We offer competitive rates and will work to give you terms that you can afford, because we want to see your business succeed.

Call one of our loan officers about getting a business loan from First State Bank & Trust Company at (903) 693-6606 or stop by today. We look forward to doing business with you!


Business Credit Cards

We are proud to offer you a Business Visa or Business MasterCard. With a low rate and its acceptance worldwide at millions of businesses and financial institutions, the Business Visa or Business MasterCard can help simplify your expenses.

Call or come see a new accounts representative to apply for your Visa or MasterCard today.


Repossessed Collateral

On occasion, First State Bank and Trust Company has repossessed collateral for sale. Collateral is sold "as is" with no stated or implied warranty.

Call or come see a loan officer to find out more information, or click here.