FSB&T Smart ATMs

The FSB&T Smart ATMs offer convenient, quick, and reliable service. Located at both the Main Bank and the Convenience Bank, our Smart ATMs are available anytime you need to make a withdrawal or deposit.

What is a Smart ATM?

A smart ATM is an ATM that is capable of so much more. Smart ATM’s enable customers to deposit cash and checks, transfer funds between accounts, and even change your debit card PIN without setting foot in a branch. These innovative machines will make you a believer in the power of technology to simplify our lives, one transaction at a time.

Smart ATMs have transformed the way we bank today.

With your debit card in hand, you can use our FSBT Smart ATMs to perform a range of transactions:

Deposit checks or cash

Use a no-fee ATM to deposit checks or cash easily without waiting in line for a teller.

  • Deposit Checks and Cash 24/7 (ATM business day cut-off time is 2:00 pm CST)
  • No Envelope or Deposit Slip Required
  • Immediate Confirmation of Deposit Amount
  • Cash Deposits Immediately Available
  • Check Deposits Immediately Available (up to $500 per business day)
  • Check Images Appear on Receipt
Balance Inquiries

Stay on top of your finances and keep your goals within reach by checking your account balance anytime.

Transfer funds between accounts

Effortlessly move money between your accounts to keep your budget in check.

Change your debit card PIN

You can update your debit card PIN quickly and securely, providing an extra layer of protection for your accounts.

Withdraw cash in your preferred denominations

You can customize your cash withdrawals with the bill denominations that suit your needs under the Cash Withdrawal Option. You may choose from $10, $20, and $100 denominations when you select the Cash Withdrawal Option(If you opt for FAST Cash, the ATM machine reverts to default settings and will give you the fewest number of bills possible.)

Here is how to select the cash denominations you want when making a Cash Withdrawal:
  1. Insert your card into the ATM
  2. Enter your PIN
  3. Select Cash Withdrawal
  4. Choose from which account
  5. Choose the amount you wish to withdraw
  6. Select your bill mix
Getting FAST cash:

The FAST Cash option allows you to skip a few steps when withdrawing cash from FSB&T ATMs. This option distributes the fewest number of bills so you can grab your cash and go. For example:

  • The FAST Cash for $40, would be dispensed as two $20 bills.
  • The FAST Cash for $100, would be dispensed as one $100 bill.