Debit Cards

First State Bank & Trust Company is proud to offer the First State Debit Card. This great service is available to all eligible customers who have a checking account with us! You can use your card anywhere MasterCard® is accepted. But it's more than just a debit card. The First State Debit Card is also your ATM card, so you can use it to withdraw, deposit or transfer funds 24 hours a day at our ATMs on West Panola Street or thousands of other ATMs worldwide*! It's an all-in-one card that is perfect for your busy life!

Easy and Simple

Making purchases with your First State Debit Card is simple! No need to worry about keeping up with your checkbook and identification, you use your First State Debit Card just like a credit card.

Accepted Around the World

You can use your First State Debit Card to make purchases worldwide, at any of the millions of places MasterCard® is accepted. It's great to use on trips, whether you're traveling to the next town or across the world!

Saves Time. Saves Money.

You'll never have to worry about running out of checks or spend your money reordering checks when you run out! The First State Debit Card does everything your checks can do plus more, without the paper checks and check printing fees!

Act Now

Come to the Bank and see a Customer Service Representative to apply for your First State Debit Card today. With our instant issue debit card system, you will receive your card within minutes and soon learn the benefits of going checkless!

Lost or Stolen Debit Cards

To report a lost or stolen debit card (903) 693-6606 / After hours, please take Option 5 from the Voice Menu and you will be directed to our Hot Card Center or you may contact them direct at (888)-297-3416.

Card Benefits

For a complete explanation of card benefits, please see the First State Bank & Trust Company Debit MasterCard Guide to Benefits. 

Guide to Benefits for Consumer Cardholders

Guide to Benefits for Business Cardholders

Customize Your Card

Individuals with a consumer checking account at First State Bank can show support for a favorite school by selecting one of nine school card designs, or customize the card by using a personal image as a card design. 

Business cardholders receive a set card design that is polished and professional. 

* There is no fee for using your First State Debit Card at our First State Bank ATMs on W. Panola in Carthage; however, you may be charged a fee for using your First State Debit Card at any other ATM location. 

MasterCard is a registered trademark of MasterCard International Inc.