Who We Are

First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast. 

One of the few independently-owned banks in the nation, First State Bank & Trust Company is also one of the strongest banks according to BauerFinancial. First State Bank & Trust Company has been awarded a 5-Star Superior rating for excelling in areas such as capital and loan quality. First State Bank & Trust Company has also earned the elite distinction of being named a “Best of Bauer Bank” for maintaining this 5-Star Superior rating for more than 25 years. 

First State Bank & Trust Company exists to serve you, our customers, during every aspect of life. Whether you are opening your first checking account, buying your first car, purchasing a new home, or planning for retirement, First State Bank & Trust Company is here to guide you through the journey. Our staff is comprised of knowledgable and helpful employees who have a keen understanding of customer needs and banking services. In fact, our employees have an astounding 1,060 combined years of experience working at the bank. 

First State Bank & Trust Company has a strong commitment to the people and businesses of Panola County. This commitment is demonstrated by the bank’s philanthropic donations and employee volunteerism. The bank contributes an average of more than $40,000 annually to community organizations, and bank employees volunteer more than 200 hours throughout the community each month. We at First State Bank & Trust Company offer a variety of banking solutions designed to help our customers achieve their financial goals, and we truly care about making Panola County a great place to live and work.



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