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Checking Accounts Comparison

First Value Checking

  • Minimum to open: $100.00
  • Available to individuals: Yes
  • Available to businesses: No
  • Interest-bearing: No
  • Bounce Protection: $300.00
  • Other Benefits: Free eStatements, $5 for paper statements
  • Maintenance fee: None
  • Transaction limitations: None


 Regular Checking

  • Minimum to open: $200.00
  • Available to individuals: Yes
  • Available to businesses: Yes
  • Interest-bearing: No
  • Bounce Protection: $600.00
  • Other Benefits: Receive images of checks and deposits
  • Maintenance fee: Below $500.00 - $7.00
  • Transaction limitations: None


Club Checking

  • Minimum to open: $200.00
  • Available to individuals: Yes
  • Available to businesses: No
  • Interest-bearing: No
  • Bounce Protection: $600.00
  • Other Benefits: Receive images of checks and deposits
  • Maintenance fee: Under 55 - $8 / $9 / $10; 55 and Over - $4 / $5 / $6 
  • Transaction limitations: None


Student Checking

  • Minimum to open: $50.00
  • Available to individuals: Yes - Ages 13-24
  • Available to businesses: No
  • Interest-bearing: No
  • Bounce Protection: $300.00
  • Other Benefits: Free eStatements, $3 for paper statements
  • Maintenance fee: None
  • Transaction limitations: None


Now Account

  • Minimum to open: $1,500.00
  • Available to individuals: Yes
  • Available to businesses: Available to sole proprietorships and non-profit organizations. Not available to partnerships or profit-making corporations.
  • Interest Bearing: Yes
  • Bounce Protection: $2,000.00
  • Other Benefits: Receive images of checks and deposits
  • Maintenance fee: Below $1,500.00 - $10.00
  • Transaction limitations: None


Super Now

  • Minimum to open: $2,500.00
  • Available to individuals: Yes
  • Available to businesses: Available to sole proprietorships and non-profit organizations. Not available to partnerships or profit-making corporations.
  • Interest Bearing: Yes
  • Bounce Protection: $2,000.00
  • Other Benefits: Receive images of checks and deposits
  • Maintenance fee: Below $2,500.00 - $10.00
  • Transaction limitations: None


Money Market

  • Minimum to open: $2,500.00
  • Available to individuals: Yes
  • Available to businesses: Yes
  • Interest Bearing: Yes
  • Bounce Protection: $2,000.00
  • Other Benefits: Receive images of checks and deposits
  • Maintenance fee: Below $2,500.00 - $10.00
  • Transaction limitations: 6 transfers per statement cycle (checks, electronic withdrawals, drafts, or similar orders). $10 fee per transfer over 6. 


Super Money Market

  • Minimum to open: $2,500.00
  • Available to individuals: Yes
  • Available to businesses: Yes
  • Interest Bearing: Yes
  • Bounce Protection: $2,000.00
  • Other Benefits: Receive images of checks and deposits
  • Maintenance fee: Below $2,500.00 - $10.00
  • Transaction limitations: 6 transfers per statement cycle (checks, electronic withdrawals, drafts, or similar orders). $10 fee per transfer over 6.