Club Checking

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Minimum Opening Balance:

  • $200.00 minimum opening balance


Account Fees:

  • Basic Club - Reg. - $8.00
  • Personal Club - Reg. - $9.00
  • Family Club - Reg. - $10.00
  • Basic Club (over age 55) - Reg. - $4.00
  • Personal Club (over age 55) - Reg. - $5.00
  • Family Club (over age 55) - Reg. - $6.00

Your specific Club account fee(s) will be charged each statement cycle.


Account Features:
  • Available to individuals, not available to businesses, for profit corporations, or interest-bearing accounts.
  • Two boxes of First State Club checks per year at no charge
  • Unlimited check writing
  • Statements mailed monthly
  • Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
  • First State Bank Debit Card
  • Optional Bounce Protection $600; or from savings account $10 per insufficient transfer (transferred in multiples of $100)