Minimum Opening Balance:
- $200.00 minimum opening balance
- Basic Club - $8.00
- Personal Club - $9.00
- Family Club - $10.00
- Basic Club (over age 55) - $4.00
- Personal Club (over age 55) - $5.00
- Family Club (over age 55) - $6.00
Your specific Club account fee(s) will be charged monthly.
- Available to individuals, not available to businesses, for profit corporations, or interest-bearing accounts.
- Two boxes of First State Club checks per year at no charge
- Unlimited check writing
- Statements mailed monthly
- Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
- First State Bank Debit Card
- Optional Overdraft Protection (choose one of the following options):
- Bounce Protection limit of $600 or
- NSF transfer from savings account, $10 fee per insufficient transfer (transferred in multiples of $100)
- Click here for Overdraft Disclosure