Checking

Whatever your needs, at First State Bank & Trust Company, we have a checking account to fit your busy lifestyle. Click on one of the accounts below to see more information or click on the link below for a chart comparison of all the checking accounts we offer.


First Value Checking

First Value Checking provides individuals unlimited check writing with no maintenance fees. The account also offers free eStatements, free online banking and mobile banking, as well as a free First State Bank Debit Card.


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Regular Checking

First State Bank & Trust Company offers Regular Checking with a low minimum balance and low fees. Regular checking includes unlimited check writing, as well as Bounce Protection privilege and a First State Debit Card.


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Club Checking

Club Checking is offered with Regular Checking and gives you added benefits of checks without a charge, accidental death insurance, traveler's checks without an issue fee, and Identity Theft 911 (no enrollment necessary). Members over 55 receive a lower monthly fee.


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Student Checking

Student Checking Accounts are available for individuals ages 13-24. This account offers unlimited check writing, no maintenance fee, and free online banking and mobile banking, as well as a free First State Bank Debit Card.


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Now Checking

Now and Super Now Checking Accounts are perfect for the individual who wants added benefits for carrying a higher balance. This account offers you unlimited check writing, no maintenance fee on balances above required minimum balance, and a competitive interest rate.

(Available to individuals & sole proprietorships. Prohibited for profit-making corporations & partnerships.)


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Money Market Checking

Money Market and Super Money Market Checking Accounts are available for individuals, businesses & profit-making corporations who want our best rate of interest. These accounts can be opened with $2,500 and withdrawals are limited to 6 per statement cycle. This account may be perfect for you!


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Here's a list of some other features that are available with your First State Bank & Trust Company Checking Account.

For interest-bearing accounts, click here to view our current rates.