Regular Checking

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Minimum Opening Balance:
  • $200.00 minimum opening balance

Maintenance Fees:

  • Minimum Daily Balance: Over $499.99
  • Maintenance Fee: No Charge
  • Minimum Daily Balance: Below $500
  • Maintenance Fee: $7.00

Account Features:
  • Available to individuals
  • Unlimited check writing
  • Statements mailed monthly
  • Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
  • First State Bank Debit Card
  • Optional Overdraft Protection (choose one of the following options):
    • Bounce Protection limit of $600 or
    • NSF transfer from savings account, $10 fee per insufficient transfer (transferred in multiples of $100)