Money Market Checking

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Minimum Opening Balance:

  • $2,500.00 minimum opening balance
  • $2,500.00 minimum on SUPER MONEY MARKET Accounts


Maintenance Fees:

MONEY MARKET Account:

  • Minimum Balance: Over $2,499.99
  • Maintenance Fee: No Charge
  • Minimum Balance: Below $2,500.00 
  • Maintenance Fee: $10.00

SUPER MONEY MARKET Account:

  • Minimum Balance: Over $2,499.99
  • Maintenance Fee: No Charge
  • Minimum Balance: Below $2,500.00
  • Maintenance Fee: $10.00


Account Features:
  • Available to individuals
  • Unlimited check writing
  • Statements mailed monthly
  • Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
  • First State Bank Debit Card
  • Optional Bounce Protection $2000; or from savings account $10 per insufficient transfer (transferred in multiples of $100)


Interest Information:

Your interest rate and annual percentage yield may change at any time at our discretion. Click here for current rate information.


Transaction Limitations:

Regulatory limit of six (6) transfers or payments or payments (preauthorized, automatic, by telephone or from a personal computer) including drafts, checks, debit card, or similar order (including POS transactions) payable to a third party from your money market account per statement cycle. The preauthorized or automatic transactions may be initiated by telephone banking, online banking, or standing order.


Fees:

If you exceed the transfer limitations set forth above in any statement period, a fee of $10.00 per withdrawal over 6 will be assessed.