Student Checking

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Minimum Opening Balance: 
  • $50.00 minimum opening balance

Maintenance Fees:

  • None

Account Features: 

  • Available to individuals ages 13-24 (Minors through age 18 must have an adult co-owner)
  • Unlimited check writing
  • Statements mailed monthly: No charge if eStatement; $3.00 for paper
  • Online/Mobile Banking - "carrier/data charges from your carrier may apply with all mobile services"
  • First State Bank Debit Card
  • Optional Overdraft Protection (choose one of the following options):
    • Bounce Protection limit of $300 or
    • NSF transfer from savings account, $10 fee per insufficient transfer (transferred in multiples of $100)